ABOUT KAISER
Kaiser International Health Group Inc. is registered as a health care provider with our various plan packages that would suit your health care requirements.
✅ Long-Term Care (10-60)
✅ Short Term Care (1-100)
✅ Senior Care (61-100)
✅ Kaiser-Troo Max for C*ncer, Str*ke & Heart Att*ck (18-55, covers up to 64)
There is a new way of saving where it's like hitting three birds with one stone!
Build a plan with Kaiser International Health Group.
Kaiser Long-term Care provides life insurance to protect your family, healthcare insurance to protect yourself, and investment insurance to safeguard your money. Essentially, it is a package that encompasses all of the good benefits, not only for yourself but also for your loved ones.
This long-term care plan focuses on healthcare coverage, savings, an emergency fund, and insurance.
Saving money is considered a major building block of financial success. But but it's not enough! When you save with Kaiser LTC, nothing will be wasted, it will help you build a solid financial foundation, and its benefits can last a lifetime!
Most experts recommend maintaining an Emergency Fund which is around three to six months of expenses to serve as a cushion in times of financial failure, economic downfall or job loss. It's the hardest time to save when you can no longer work for money due to old age, job competition, illness or disability. Therefore we need to prepare for the most difficult times regardless of our financial situation.
Many people find it hard to save because it's easy to spend it when it's readily available. That is why others find it a good idea to save in Kaiser Long-term Care because it not only forces them to save for their healthcare but also introduces them in an investment opportunity where they can grow their money safely and exponentially while ensuring proper protection their family and their future, which are essential in building a Solid Financial Foundation.
Kaiser LTC provides solutions to the 3 WHAT IF'S IN LIFE. Therefore, having your own Kaiser plan is not an expense but one of the many ways to monetize your money.
The Features and Benefits of Kaiser 3 in 1 LTC
Kaiser International Healthgroup, Inc. is one of the product providers of IMG offering people the only Long Term Healthcare Program in the Philippines.
The Ultimate Kaiser Health Builder Plan is a 3 in 1 HMO product. It combines the benefits of a shot-term and a long-term HMO, an insurance, and an investment.
Kaiser long-term healthcare program has 3 phases:
● the accumulation period,
● the extended period,
● and the start of long-term care period (maturity).
1. Accumulation Period (7 years)
This is the part where the plan holder is made to save for 7 years.
At this period, the plan holder gets to have the following benefits:
Free Annual Physical Exam
Free Dental Benefits
Waiver of Installment due to death
Waiver of Installment due to disability
Basic Medical Benefits
Member’s choice of room and board
Annual Benefit Limit (starting at 50,000 per year depending on the plan)
During this period, pre-existing conditions are not covered. This is to protect the healthy plan holders and the company. If pre-existing conditions are covered, then everyone will be selling inside the hospitals.
2. Extended Period (13 years)
Since it is also an investment product, the funds have an extended period or what we call growing and waiting period as the funds are allowed to be invested and grow at an average rate of 10%.
The plan holder no longer needs to contribute in his account but just have to wait for its maturity. The funds inside Kaiser are invested in mutual funds handled by one of the top investment companies in the Philippines.
The benefits in this period include:
The same as the accumulation period but the payments are already deducted from the funds inside Kaiser.
Term Life Insurance for 20 years (starting at the accumulation period up to the end of extended period)
Accidental Death and Dismemberment for 20 years (starting at the accumulation period up to the end of extended period)
Lifetime Network access to over 500 major hospitals
Additional Health Bonus when the market is at top performance
Receives the VISA card after full contribution from the accumulation period
3. Long-term Care Period (beyond 20 years)
Upon maturity, the plan holder will receive the following benefits:
Total accumulation of unused health benefits
Long term care benefit or the plan coverage
Long term care bonus (up to 85% of return on premium contributed when there are no claims e.g. hospitalization during the accumulation period rendering the plan almost cost-free)
Additional health benefits when the market is at top performance.
All the above benefits will be good as cash. The plan holder now has the option to withdraw all the money, or take half of it or, let it accumulate until retirement years continuing to grow at an average rate of 10% per year.
Upon age 60 or 65, the person can then decide to convert it as pension type example getting the annual interest only per year, or withdraw it all as lumped sum retirement fund.
The beauty of Kaiser long-term care program is that when a person gets sick, it is a health fund, but if not, it becomes your savings.
Unlike the traditional healthcare where the person contributes per year, and when he doesn’t get sick, no return of premium is available.
The Kaiser long term plan covers beyond age 60 and above basing on the health funds accumulated in your account.
CLICK HERE TO START YOUR OWN LONG-TERM HEALTH SAVINGS PLAN!
How to Apply for Ultimate Kaiser Health Builder Plan
Invest in Kaiser Ultimate Health Builder for your long-term healthcare needs. It is a healthcare plan that allows one to control his own health and provide for his own future.
Kaiser International Healthgroup, Inc. is an actuarially-sound, product-based business.
It brings together the best features of an HMO, a Health Savings Plan, and a financial investment.
Here's how to get started on your KAISER Long-term Health Savings Plan:
STEP 1
Generate your Own Kaiser Proposal.
⁍ Click the "Generate Proposal" button below.
⁍ Fill up the form with your correct details to generate accurate proposal.
⁍ Click "Create Quote"
STEP 2
Choose your plan and terms.
⁍ Click the "Plan Name" and choose your preferred plan.
⁍ Click "Compute Quote" once you have decided which plan to start.
⁍ Choose your preferred Terms of Payment. (Annual, Semi-Annual, Quarterly and Monthly)
You will be redirected to the Electronic Application Form upon success selection of your preferred Terms of Payment.
STEP 3
Fill Up the Form
⁍ Click "Complete Client Application Now" and Click "Next".
⁍ Please fill up the form for each page especially the items with a Red Asterisk (*).
⁍ Click "Next" for every successful sign up in the page. You will receive an update to your email to each progress you made in filling up your application.
⁍ At the last page of the form, you will be required for an Electronic Signature. Kindly Sign with your finger and put your name.
⁍ Click "I accept the terms and agreement".
GUIDELINES:
Beneficiary/ies: A maximum of four beneficiaries is allowed. In case of your untimely demise, the plan may be transferred to your Principal Beneficiary.
Medical Questionnaires: Please take note that all pre-existing sicknesses are not covered. You may disclose any pre existing illnesses in the medical questionnaires provided.
STEP 4
Choose your Payment Options
⁍ Choose your preferred payment options.
⁍ Please follow carefully the payment instructions on your preferred payment options.
NEED HELP?
We can assist you in the payment process! Just simply send your proof of payment to our email:
wisepinoys@gmail.com
For immediate response, send a message to our FB Messenger:
STEP 5
Payment Verification and Policy Approval
⁍ Upon successful payment, you will receive a separate email notification with regards the approval of your payment. Approval of payment email will be received within 1 - 5 working days depending on the mode of payment you choose.
⁍ On the same day of your payment approval, you will receive a separate email containing your policy number, date of approval and log-in credentials.
⁍ Log in to www.kaiserhealthgroup.net using your registered email and unique password.
NEED HELP?
You may contact us if ever you experience delay in your application.
CONGRATULATIONS!
You will receive an email for the link, your username and your password so you can open, explore and manage your Online Policy Management System (OPMS).
⁍ Read your Starter Kit, Policy, and Schedule of Benefits
⁍Download your Kaiser HMO Benefit Card
⁍ Check all other features on your OPMS and share this amazing savings program to your friends, relatives and family. Don't let anyone miss the opportunity to be prepared financially at their senior years!
Something good you learn is a gift from God. Something good you share is a gift to God. Something good you do is God's and your gift to others. Do it RIGHT and do it with PRIDE!
11 For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future. (Jeremiah 29:11)
Ready to get yours? Click the button to start!
Kaiser 3 in 1 HMO Death Claim for Ms. Cherie Gatchalian
As part of her healthcare insurance plan's benefits, Ms. Cherie Gatchalian's family received a Death Claim. Kaiser will continue to be her Principal Beneficiary's life partner in providing dependable healthcare.
Kaiser 3 in 1 LTC Maturity Claim of Ms. Amphy Enerio
Congratulations, Ms. Amphy Enerio on your Claim of Kaiser Long-term Healthcare maturity benefits at Omnis Prosperity Tower in Makati.
Kaiser 3 in 1 HMO Death Claim for Ms. Fe Leonen
As part of her healthcare insurance plan's benefits, Ms. Fe Leonen's family received a Death Claim. Kaiser will continue to be her Principal Beneficiary's life partner in providing dependable healthcare.
Kaiser 3 in 1 LTC Maturity Claim of Ms. Flordeliza Dela Cruz
Congratulations, Ms. Flordeliza Dela Cruz on your Claim of Kaiser Long-term Healthcare maturity benefits at Omnis Prosperity Tower in Makati.
Kaiser 3 in 1 LTC Maturity Claim by Ms. Dolora Macaraeg
Congratulations, Ms. Dolora Macaraeg on your claim of Kaiser Long-term Healthcare maturity benefits at Omnis Prosperity Tower in Makati.
How to Succeed in Saving and Investing?
The first thing you need is prosperity mindset to be able to accept the challenge by learning a free financial education then take action to start increasing your cash flow then slowly build a strong financial foundation.
Most people have trouble balancing their budget or reading a financial statement. We use credit cards and don't always understand all the hidden charges. We want to have good health care and save for our retirement, but many of us do not have a plan.
We need to change, but we need understanding first.
We will keep your details private.
An average hospital stay could set you back at P2,500 a night for private hospitals while ICU stays could cost P30,000 a night. These do not include doctors' fees, laboratory fees, medicine, and other incidental costs.
The health expenditure in the Philippines is expected to be 4.19% of GDP by 2023. The healthcare spending per capita in the Philippines is expected to be US$18.25bn by 2023. The medical services spending per capita in the Philippines is expected to be US$32.51 by 2023.
Prioritize your whole being with Kaiser International Health Group, your 1st name in healthcare.
Visit the Kaiser International HealthGroup, Inc. official Facebook page to know more and see recent claims.
No single financial solution will ever be good enough to solve all your financial problems.
No other person can ever secure your future than your financially educated self.
Be the best asset manager of your own.
We're here to help you build your dreams!
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